Kenya's most trusted digital bank

Bank with
confidence.
Grow with purpose.

Experience a new era of banking with instant accounts, competitive returns, and security you can count on — available wherever you are.

ISO 27001 Certified
24/7 Support
98% Satisfaction
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50K+ happy customers across Kenya
50K+
Active Customers
KSh 2B+
Deposits Managed
99.7%
Uptime Guarantee
15yrs
Serving Kenya

Comprehensive financial
solutions for everyone

From everyday banking to business finance, we have a product tailored for your goals.

Savings Accounts

High-interest savings with flexible withdrawals. Perfect for short-term goals and emergency funds.

Learn more

Personal Loans

Quick approval loans at competitive rates. Fund education, medical bills, or home upgrades.

Apply now

Credit Cards

Reward cards with cashback and travel perks. Standard, Gold, and Platinum tiers available.

Get a card

Digital Banking

Full banking on your phone with military-grade encryption and real-time notifications.

Download app

Business Banking

Dedicated accounts, trade finance, and payroll services for businesses of every size.

Explore

Investments

Treasury bills, bonds, and unit trusts with competitive yields and professional advice.

Invest now

Mortgage Loans

Own your dream home with flexible repayment and expert guidance throughout the process.

Calculate rates

International Transfers

Send and receive money worldwide with competitive exchange rates and low fees.

Transfer now
Trusted by thousands

Banking made easy and secure

Join a growing community of Kenyans who manage their finances with confidence. Modern tools, personal service.

  • Instant transfers and real-time balance updates
  • Advanced encryption and 24/7 fraud monitoring
  • Personalized support from real people who care
  • Competitive interest rates across all accounts
Get Started Today

Numbers that
speak for themselves

50K+
Happy Customers
99.7%
Satisfaction Rate
5.5%
Best Savings Rate
24/7
Customer Support

Kenya Trust Bank helped me open a business account in under 10 minutes. The support team is exceptional and I've never felt more secure with my finances.

JK
Jane Katakwa Small Business Owner, Nairobi

Our most popular
banking solutions

Most Popular

High-Interest Savings Plus

Earn up to 5.5% annual interest

  • No minimum balance required
  • Quarterly interest payments to your account
  • Free ATM withdrawals nationwide
  • Online and mobile account management
Open Savings Account
Business

Startup Business Loan

Up to KSh 10 Million

  • Collateral-free up to KSh 2M
  • Flexible repayment — 12 to 60 months
  • Fast approval within 48 hours
  • Dedicated business relationship manager
Apply for Business Loan
Premium

Platinum Credit Card

Exclusive benefits and rewards

  • 5% cashback on all purchases
  • Travel insurance up to KSh 5M
  • No foreign transaction fees
  • Airport lounge access worldwide
Apply for Platinum Card
New

Home Mortgage

Own your dream home sooner

  • Up to 90% financing available
  • Terms up to 25 years
  • Competitive fixed and variable rates
  • Free property valuation service
Explore Mortgage

Premium banking cards
for every lifestyle

Choose from our exclusive range with premium rewards, cashback, and global acceptance.

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The bank that puts
you first

Discover what makes us the preferred banking partner for thousands of Kenyans.

Our dedicated support team is always available — nights, weekends, and holidays.

  • 24/7 phone banking with real agents
  • Live chat on website and mobile app
  • Email support with 2-hour response
  • Video banking for complex needs

Your financial security is our highest priority, backed by the latest technology.

  • 256-bit SSL encryption for all transactions
  • Multi-factor authentication
  • 24/7 fraud monitoring and detection
  • Biometric login options

We respect your time. Streamlined processes mean faster results at every step.

  • Account opening in under 10 minutes
  • 48-hour loan approval for most applications
  • Same-day credit card issuance
  • Instant transfers between KTB accounts

No hidden charges. Clear, honest pricing on every product and service we offer.

  • No hidden fees on any account
  • Clear, detailed monthly statements
  • Fee calculator on our website
  • Free alerts for every charge
Regulated & Trusted

Your money is always safe with us

Kenya Trust Bank is fully licensed by the Central Bank of Kenya and your deposits are protected up to KSh 100,000 by the Kenya Deposit Insurance Corporation.

  • CBK Licensed & Regulated
  • KDIC Deposit Protection
  • ISO 27001 Certified Security
  • Annual independent audits
Open Account Today

Enterprise Security

Military-grade encryption for every transaction

All-in-One Banking

Accounts, investments and payments in one app

Smart Investments

Grow your wealth with expert guidance

Your financial hub,
in your pocket

Manage everything from a single, beautifully designed app. Available on iOS and Android.

Instant Transfers

Send money to any bank in Kenya in seconds, around the clock.

Smart Notifications

Real-time alerts for every transaction and account activity.

Biometric Login

Fingerprint and face ID authentication for quick secure access.

News and insights

Stay informed with the latest banking news and financial tips from Kenya Trust Bank.

Technology Dec 10, 2025

New Mobile Banking Features Launched

We've added exciting improvements including biometric login and instant loan applications.

Read more
Community Nov 5, 2025

Supporting Local Businesses Across Kenya

Learn how KTB is empowering entrepreneurs with special loans and mentorship.

Read more